MTD FOR INCOME TAX — MANDATED SINCE APRIL 2026

Tax filed. Invoices paid.
Nothing left to chase.

TelosQ connects to your bank feed, files your quarterly MTD return automatically, and chases every overdue invoice for you — one subscription, built for sole traders and landlords, not accountants.

Built for the 750,000+ sole traders and landlords already mandated under MTD. No credit card required to join the waitlist.

750K+
sole traders & landlords mandated under MTD (Apr 2026)
£26bn
locked up in UK late payments at any given time
86 hrs
average time spent chasing invoices per year
14,000
UK businesses closing annually due to late payment
SEE IT IN ACTION

Two minutes, start to finish

Watch TelosQ file an MTD return and chase an overdue invoice — no walkthrough required.

THE PROBLEM

Two admin jobs. One subscription.

Both cost you money every month they go unsolved. Both get avoided because they feel too hard to deal with alone. Both become irrelevant once automated.

Filing

MTD is mandatory now — and the soft-landing period ends April 2027

HMRC's software list has 50+ "approved" products, but approval just means API connectivity — it says nothing about whether a tool is actually built for a sole trader or landlord rather than an accountant.

Chasing

Late payment costs the UK economy £11bn a year

1.5 million+ SMEs are affected by late payments annually — 31% spend 21–30 hours a month chasing money they're already owed, on top of everything else running a business requires.

TELOSQ COMPLY

MTD filing, handled automatically

Your bank feed, categorised and filed — without a spreadsheet, a bridging tool, or an accountant markup.

  • Bank feed connects via regulated Open Banking
  • Income and expenses auto-categorised for HMRC
  • Quarterly summary to review before anything is sent
  • One-click submission, deadline countdown built in
  • Covers self-employment and property income under one licence
Join the Waitlist
Free MTD Deadline Checker Live Tool
Want this filed automatically, not tracked manually? Join the waitlist below — first 500 get 60 days free when TelosQ Comply launches.

Based on HMRC's published MTD for Income Tax thresholds and phase dates, August 2026. Not tax advice — check gov.uk or your accountant.

Free Invoice Debt Calculator Live Tool
Enter both an invoice value and days overdue first.
Want this chased automatically, not tracked by hand? Join the waitlist below — first 500 get 60 days free when TelosQ Chase launches.

Based on the Late Payment of Commercial Debts (Interest) Act 1998: statutory interest at the Bank of England base rate plus 8%, plus fixed compensation. Base rate used: 3.75% (check gov.uk/boe for the current rate). Not legal advice.

TELOSQ CHASE

Invoices chased automatically, so you don't have to

A structured reminder sequence that escalates on its own — no awkward follow-up calls, no letting it slide because you're busy.

  • Day -3: friendly reminder by email + SMS/WhatsApp
  • Day +7 & +14: polite, then firm follow-up with payment link
  • Day +30: formal Letter Before Action, auto-generated
  • Cites the Late Payment of Commercial Debts (Interest) Act 1998
  • Dashboard: outstanding receivables and cash flow forecast
Join the Waitlist
SIMPLE PROCESS

How TelosQ works

Four steps, then it runs itself in the background.

01

Connect

Link your bank feed and add your invoices — takes a few minutes, not an afternoon.

02

Automate

Transactions get categorised and your invoice reminder sequence starts on its own.

03

Review

See your quarterly HMRC summary and outstanding invoices in one dashboard.

04

Done

One click files with HMRC. Overdue invoices escalate to a Letter Before Action if ignored.

The next MTD wave lands 6 April 2027

Income over £30,000 joins the mandate then — and penalty points start accruing once the current soft-landing period ends.

BUILT ON RECOGNISED INFRASTRUCTURE

Not another filing mill

Speed matters, but not at the cost of your data or a submission nobody actually checked.

HMRC-recognised filing partner

Quarterly submissions route through an already-recognised MTD compliance provider — not an unregulated bridge nobody's checked.

Regulated Open Banking, not screen-scraping

Your bank connection uses the same regulated Open Banking standard as major fintech apps — read-only, revocable any time.

Legally grounded escalation

Every Letter Before Action cites the Late Payment of Commercial Debts (Interest) Act 1998 — statutory weight, not just a stern email.

Your data isn't the product

Never sold, never shared with third parties beyond what's strictly required to file your return or chase your invoice.

TRANSPARENT PRICING

One subscription. No accountant markup.

Comply and Chase, folded into a single monthly subscription — not stacked on top of what you're already paying for either separately.

LAUNCH OFFER — FIRST 500 CUSTOMERS

60 days free when TelosQ launches

Pricing is being finalised against what sole traders and landlords already pay for MTD software and invoice chasing separately — join the waitlist and you'll be the first to know the number, before anyone else sees it.

  • Both modules, one login, one monthly subscription
  • Annual plan available at a discount versus paying monthly
  • Cancel any time — no lock-in contract
Join the Waitlist
QUESTIONS

Frequently asked

What is Making Tax Digital (MTD) for Income Tax?

HMRC's requirement for self-employed people and landlords above a set income threshold to keep digital records and submit quarterly updates instead of a single annual return. It's already mandatory for income over £50,000 as of April 2026, and the threshold drops to £30,000 in April 2027.

Do I need to comply now?

If your qualifying income is over £50,000, MTD is mandatory for you already. If you're between £30,000–£50,000, you have until April 2027 — worth getting ahead of it rather than scrambling in Q1.

Will TelosQ replace my accountant?

TelosQ isn't a full accounting suite and doesn't compete with an accountant's advisory role. It handles the mechanical, recurring work — categorisation, quarterly filing, invoice chasing — so you're not paying accountant rates for admin that can run itself.

Is my bank data safe?

Bank connections run through regulated Open Banking providers, the same standard used by major UK fintech apps. Access is read-only and can be revoked at any time from your bank's own app.

What happens if an invoice still isn't paid after the Letter Before Action?

The Letter Before Action is the formal pre-legal step required before small claims court action in England and Wales. TelosQ generates it correctly and on time — what happens after that (small claims, a debt collector, writing it off) is your call.

When does TelosQ launch?

We're in the waitlist phase now, building based on real signup and feedback numbers before writing a line of the live product. Join the waitlist to get the exact launch date first, plus 60 days free when it opens.

JOIN THE WAITLIST

Be first in line when TelosQ launches

60 days free at launch, plus the MTD deadline reminders and invoice-chasing tips that'll save you money before then.

No credit card required. Unsubscribe any time.